Hope you are doing well! I know delivering top-notch customer service is what we all strive for - Excellence.  I wanted to remind you about your warehouse coverage and cargo insurance limitations.  I know sometimes in the rush of the day, as more pressing matters demand your time and attention sometimes a simple thing can have consequences.

Your warehouse coverage under your IGI policy does not cover any container left loaded outside without the underwriter's approval.  Also there is no outside storage included on the warehouse coverage. You would need to have the underwriter's approval prior to doing so otherwise it is not covered. With that in mind, I thought I’d share five tips to keep in your back pocket as you juggle the many demands of your workday. You may already be aware of them, but a good refresher never hurt anyone!

• Let your Management Team know so that they stay aware of these scenarios. 
• Remember to know your policy limit on the warehouse coverage. If it needs to be increased for a short time, then with adequate notice we can approach underwriters for this. 
• Containers left empty and unloaded are not covered by your cargo policy whatsoever.  Be aware that some steamship lines have a clause (on their receipt) when that container is delivered to your premises, they make you responsible not only for the container but the chassis too. If they are stolen, you are responsible (look at the wording you sign for on their receipt) in most cases for the replacement cost of them not the actual cash value. Meaning if it's a 2015 Chassis and 2019 Container you will have to replace new for old.  Some coverage for this is available added on to your package policy (normally required by the landlord). Also, if you carry a freight services liability policy through our office it has coverage available.
• As part of the insuring conditions your alarm system must always be fully functional and a serviced for maintenance in case of an inciden

If you’d like to chat about these or other practices, give me a call. I’m here to help you in any way I can.